It is a commonly held belief that subsidence cases are dependent on at least four primary contributory factors being present at the same time: A property with shallow foundations Shrinkable clay soils Dry summer conditions Trees and other vegetation abstracting soil water It is perfectly true that many subsidence cases are due to the inadequate [...]
http://www.financial-ombudsman.org.uk/publications/ombudsman-news/59/59-insurance.htm A useful overview of subsidence and insurance
Excerpts from trees and subsidence of low rise buildings (see earlier posts for full details) The United Kingdom of England, Scotland, Wales & Northern Ireland is one of the most densely populated areas of the world. In all the population of the UK is about 65 million with 25 million residential homes and upwards of [...]
OCA UK Limited are the largest provider of consultancy services to UK insurers, loss adjusters and chartered engineers. Over the last 20 years we have provided research papers on the topics of trees and buildings, clay shrinkage subsidence, insurance claims and mitigation. A selection of our key papers are linked here: TPOs – Improving Procedures [...]
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